No bank connection is required.
Calm, private financial awareness
See your financial life clearly.
Bring your accounts together. Understand your monthly flow and see your wealth direction, with privacy and control.
Manual by design. No bank connection required.
Monthly flow
Know where your money flows.
See income and expenses together. Understand what comes in, what goes out and what remains.
Explore the expense tracker guide
Surplus
Build a surplus, one month at a time.
See what remains after expenses, or where the month fell short. A longer view helps you put each month in context.
Accounts
Bring every account into focus.
Organise each balance in one calm view so your wealth is easier to understand.
Asset allocation
Understand how your assets are allocated.
Move beyond separate balances. See how your assets are distributed and where your exposure is concentrated.
Allocation views provide visibility and organisation, not investment recommendations.
Wealth
See your wealth direction.
See how each surplus can shape the wealth you build and clarify your wealth direction over time. The next decision remains yours.
Explore the net worth tracker guide
Monthly Snapshot
Build your financial history.
Review your numbers, confirm the month and preserve a record you can return to. A few intentional minutes, month after month.
Read the monthly review guide
Private by design
Your numbers. Your control.
Ascentist works without a bank connection. Your financial records are held on-device and use your private iCloud account for sync and restoration when iCloud is available.
Read the full Privacy PolicyThe iOS app has no third-party analytics or crash-reporting SDK.
Purchases and entitlements use Apple’s systems.
Website analytics load only if you accept non-essential cookies.
Ascentist Pro
Go deeper with Ascentist Pro.
Look more closely at what changed. Monthly Snapshot Pro brings changes in net worth, assets and liabilities into focus.
View Ascentist on the App Store
Coming in Ascentist 1.4
A clearer monthly system.
Release 1.4 is not yet live on the App Store. This preview is based on the verified local release scope, not current App Store metadata.
Preview 1.4 and earlier releases- Flow, surplus and monthly balance
- Monthly Snapshot and milestones
- Improved data reliability and iCloud restoration
- Improved Portfolio Lenses, filtering and sorting
- Account purposes
- Performance improvements and bug fixes
Questions, answered
Start with confidence.
These are the essentials. The full Support page covers setup, iCloud and CSV export in more detail.
Visit SupportDo I need to connect my bank?
No. Ascentist is manual by design and does not require a bank connection or bank credentials.
Where is my financial data stored?
Your financial records are held on your device and use your private iCloud account for sync and restoration when iCloud is available.
What should I update each month?
Review the month’s flow, understand the surplus or shortfall, update your wealth picture, then confirm the month in Monthly Snapshot.
Can I track investments and liabilities?
Yes. Ascentist brings what you own and owe into one organised wealth picture.
What is Monthly Snapshot?
It is a deliberate checkpoint that confirms the month and preserves it in your financial history.
Does Ascentist provide financial advice?
No. Ascentist provides tools for financial awareness and organisation, not personalised financial advice.
Learn
Explore the ideas behind the app.
Your next financial checkpoint
Build your financial history.
One month at a time.